Loan Products
Making your plans a reality
Trading Loan
This is opened to traders and enterprises seeking to expand their businesses and increase working capital.
Church Loan
This loan product is designed to assist the well-recognised churches to obtain funds for developmental projects.
Educational Loan
Specifically designed to cater for educational needs of students and workers.
Salary Loan
Available to all salary earners and it can be used for varying purposes provided salary can support it.
Susu Loan
It is a microfinance product designed for susu contributors, petty traders among others that seeks to reduce hardship in their businesses.
Funeral Loan
This is open to our distressed bereaved customers of the bank who are in need of an instant loan for the funeral arrangement and to pay their last respects to the deceased.
Pension Loan
Available to all pension earners of the Bank, it can be used for varying purposes provided the pension stipends can support it.
Overdraft
This is open to all current account holders by allowing a deficit in their bank account by drawing more money than the account holds.
Salary Advance
This is available to all salary earners of the Bank to access advances and provides deferred payment option for applicants.
Micro Finance Scheme
This type of product is for customers who are petty traders
and cannot afford collateral security.
Repayment is on weekly or bi-weekly basis, with membership between four (4) and twenty (20)
The maximum duration is six (6) months
Deposit Products
Put your money where your values are
Savings Account
Designed for people to save money
and also earn interest on their savings every month.
This account is suitable for salaried workers, businesses,
families, groups and clubs among others.
Susu Account
This is tailored to meet the needs of market women, traders, commercial
transport drivers among other clients who are willing to deposit on daily or weekly basis.
A field cashier(mobile banker) visits the customers for daily collection of money.
Current Account
This account is suitable for individuals and businesses.
Allows the account holder to deposit and withdraw at any time during banking hours.
It is also suitable for making payment to creditors by using cheques.
Fixed Deposit
Provides investors with a higher rate of interest than a
regular savings accounts, until the given maturity date.
The period of fixed deposit ranges from 91 days (3 months) to 365 days (1 year)
Corporate Account
This account is suitable for enterprises and businesses.
It allows you to enjoy short term borrowings (overdraft) as well as
loans, cheque payments, cash deposits, funds transfer, bill payment, inter-bank transfer.
Mobile Banking
Banking-on-the-go
MMI-Mobile Money Interoperability
Visit any Branch of Atiwa Rural Bank and request for your account to be linked
Dial Vodafone Cash Code *110# and follow the prompts to make a transaction
GhanaPay
1. Download the GhanaPay app from Play/App Store or dial *707# to register
2. Select ARB Apex Bank as your Bank
3. Select Atiwa Rural Bank as your Branch
4. Vist any of our Branches for your account linkage and validation
Everyday Banking
Other services offered
